FINANCING & LEASING
Cannabis operators are shut out of conventional bank and SBA lending, the plant is still federally scheduled, so the loans most manufacturers' buyers use are off the table. Equipment leasing is how these systems get paid for, and a lease is underwritten on one thing: the resale value of the collateral. That is exactly why we build to ASME code and keep the paperwork. Certified, traceable stainless is financeable. Uncertified fabrication is not.
WHY CERTIFICATION IS WHAT MAKES IT FINANCEABLE
A lessor's downside is repossession and resale. An ASME U-stamped vessel with National Board registration and full material traceability can be inspected, recertified by a qualified R-stamp holder, and resold into another licensed facility. That secondary market is what lets a lender advance against the machine.
A vessel with no stamp and no MTRs has no defensible resale value and often cannot be legally re-installed. Underwriters treat it as near-zero collateral. Buyers of uncertified systems routinely finance the buildout but pay cash for the machine, the opposite of what helps cash flow.
HOW THE LEASE IS TYPICALLY STRUCTURED
Illustrative only. Actual terms depend on the lessor, your operating history and the collateral. Financing is arranged through a third-party financer, and we will help you find one alongside your system quote.
Rates and terms come from your lessor, not from us. Put in the numbers you were actually quoted. This is an illustration, not a credit offer.
Extraction equipment is depreciable business property. Many operators expense qualifying equipment under IRC 179 or bonus depreciation in the year it is placed in service, but 280E limits what a plant-touching business can deduct, and the interaction is specific to your entity. We are engineers, not your CPA: take these numbers to your tax advisor before you rely on them.
Because every vessel is stamped and documented, our systems change hands on the used market with the paperwork intact. National Board registration means a buyer can have it inspected and legally returned to service, the single biggest factor in what a used extraction system actually fetches.